Binance Market Buy Discount Strategy: A Step-by-Step Guide to Buying the Dip Below Market Price

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By setting a buy price and maturity, earn a fixed return while waiting.

Want to get into Bitcoin but think the price is too high right now? Afraid of missing out on the bull market? Binance's recently launched Discount Buy feature allows you to set a "desired price" in USDT to buy BTC/ETH. Even if you don't make the purchase, you can still earn a profit!

This product can be understood as a "more capital-efficient limit order." Users use stablecoins such as USDT to set a target purchase price and a trigger price, choose an investment period and a fixed annualized return rate, and place an order. Upon expiration and meeting the conditions, the buy order is automatically executed. Unlike a regular limit order, this product generates returns during the fund's waiting period, and regardless of whether the order is ultimately filled, investors receive a return.

For example, if an investor invests 1000 USDT, sets a BTC purchase price of $60,000 with a trigger price of $70,000, an annualized return rate of 20%, and a 10-day term product, there may be three possible outcomes on the settlement date:

· If the BTC price is less than or equal to $60,000, all funds are successfully used to purchase BTC at the set price;

· If the price is between $60,000 and $70,000, 50% of the funds are used for the purchase, and the remaining 50% of the principal is returned;

· If the price is higher than $70,000, the full principal is returned, and the above-mentioned annualized return is received.

The key highlight of this feature is that it solves the problem of idle funds in traditional limit orders. In regular trading, funds in open orders do not earn returns, but Discount Buy allows the waiting funds to continue generating value. For investors who have a long-term positive view on an asset but think the current price is high, this is undoubtedly a more efficient way to enter the market.

Here is a simple comparison between Discount Buy and limit orders:

Discount Buy shines in a market consolidation or mild uptrend phase, especially highlighting its value. Investors set a target buy-in point below the current market price, retaining the opportunity for a low-price entry while ensuring that funds generate returns during the waiting period. Compared to traditional financial products or simple holding, this structured approach provides a better risk-return balance.

Of course, as a structured high-yield financial product, there are several risks to consider with Discount Buy: first, the target price set needs to be based on an assessment of the market trend; second, funds cannot be redeemed before the settlement date; and finally, although the likelihood of earning a return is relatively high, the ultimate return depends on the actual market trend and it is possible that the market may decline further after a successful discounted purchase.

Overall, Binance's Discounted Savings product represents an innovative direction for cryptocurrency financial products, combining trading strategies with financial returns. In the current market environment, this tool provides investors with more diversified options, helping to optimize the overall performance of their portfolios. For investors who prioritize capital efficiency and risk management, it is worth delving into and using rationally.

How to Subscribe to Discounted Savings?

1. Log in to your Binance account, go to 【Finance】 > 【Locked Savings】 > 【Discounted Savings】

2. Choose from the available product list, each product having a preset target purchase price, knock-in price, annualized percentage yield (APR), and settlement date;

3. Enter the amount you want to subscribe;

4. If this is your first time subscribing to Discounted Savings, you will be required to complete a quiz;

5. Please read the "Terms and Conditions" carefully before subscribing and make sure you understand that once the subscription is successful, your order cannot be modified, canceled, or redeemed before settlement.