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What kind of platform is "Defactor" introduced by Huawei official?

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Defactor is still in its early days and does not break out business figures.

原文标题：《华为「奶」的「Defactor」，到底是做什么的？》

原文作者：秦晓峰，Odaily 星球日报

今天下午，加密社群在广泛传播一张截图，同时流传的还有——「华为官方推特推荐了一个名为「Defactor」的 DeFi 项目」。消息既出，Defactor 治理 Token FACTR 应声大涨，目前暂报 0.214 美元，最高涨幅约 800% 。

The tweet, which was verified by Odaily Planet, was sent by Huawei's official Twitter account on February 21 with a caption below. Defactor CEO interview video.

华为「奶」的「Defactor」，到底是做什么的？

"Defactor is a start-up that connects traditional financing with the new world of DeFi."

According toVideo (click to jump)Huawei and Dogpatch Labs held the "Huawei International Scale Plan" in Ireland. Huawei International Scale-Up Programme), Defactor participated in this support program as a local Web3 start-up in Ireland. Odaily Planet also found that the program was launched earlier than last October, and the other nine companies are: Empeal, Tracworx, Little Red Edu, Helgen, Graphite Note LTD, Halosos, Energy Elephant, Xpanse AI, Sensipass.

Defactor 究竟是一家怎样的平台？根据官网（https://defactor.com/）介绍，其核心理念是真实世界资产 Token 化（RWA），该赛道的同类竞品还有 Centrifuge、MakerDAO 等。「「真实世界」正变得数字化。所有权，不再由文件证明。我们希望为人、企业和他们的资产消除摩擦，提供机遇。在传统 (TradFi) 和去中心化 (DeFi) 金融之间，架起一座沟通的桥梁。」

To put it simply, Defactor connects one company with an asset sponsor (AO) and one company with a liquidity provider (LP), and creates a DeFi using block chain tools. Investment platform whose business model charges AO and LP fees.

华为「奶」的「Defactor」，到底是做什么的？

Specifically, the asset sponsor (AO) needs to apply on Defactor and submit relevant legal documents to prove the reliability of the asset; Defactor evaluated the asset through the risk control system as well as the audit and gave four ratings: Prime+, Prime, Prime-, SubPrime.

Those who wish to become users of liquidity funds provided by investors also need to pass the KYC and AML requirements of the platform; It is then assigned a dashboard where LP can allocate funds to selected pools of liquid capital (multiple pools with different risk profiles), enabling encrypted payments.

目前，Defactor 仅支持三种真实世界资产 Token 化，分别是：

Accounts receivable/Factoring (Note: factoring, Factoring, also known as underwriting accounts receivable, collection and factoring);

Trade finance;

Inventory financing.

Token 方面，FACTR 是 Defactor 生态系统的原生 Token ，应用场景如下：

网络访问：资产发起人需要 FACTR 令牌才能访问 Defactor 平台和服务。AO 的 Token 将在整个融资期限内锁定在智能合约中，从而减少流通量。AO 可能需要为每个资助期限支付费用。

治理：在中期，FACTR 将引入治理模型来管理和优化网络，它将允许 Token 持有者参与社区决策。

质押：质押 FACTR 的 Token 持有者将获得奖励。

Buyback model: Defactor will allocate a portion of its revenue to regularly repurchase FACTR tokens.

Defactor is still in its early days and does not break out business figures. Odaily Planet reminds the majority of users, cautious participation, do not FOMO.