Michael Saylor: The best way to protect digital asset innovation is to expand adoption.

BlockBeats news, September 20: Strategy founder Michael Saylor posted that the digital asset industry should use the next two years to drive financial products into reality, rather than focusing on accepting the additional restrictions in the final compromise version of the CLARITY Act. He believes that by lowering costs, simplifying access, providing more practical services, and offering stronger control over funds, more users can directly benefit from financial innovation, thereby forming a public base of support for the industry's development.

The CLARITY Act proposes to restrict related service providers from offering yields to users solely because they hold payment stablecoins, while also imposing restrictions on certain activity rewards and innovation sandboxes. He believes that maintaining bank liquidity stability and protecting banks from competition are different goals, and after technology lowers the cost of financial services, consumers should be able to share in the related benefits. At the same time, the SEC, CFTC, and the U.S. Treasury Department have recently used existing regulatory authority to promote development in areas such as tokenized stocks, on-chain finance, and stablecoins.

The crypto industry should expand the application of digital asset products between 2027 and 2028 and push for temporary regulatory measures to be converted into long-term rules. He cited areas such as BTC, STRC, MSTR, Coinbase, and USDC, arguing that digital capital, credit, equities, trading platforms, and stablecoins can work in concert with one another. Saylor emphasized that the most effective way to protect digital asset innovation is to let more users benefit from it, giving them a direct stake in safeguarding financial innovation and market choice.