Original source: FTX
美国合规交易平台 FTX.US 今日宣布在芝加哥建立总部,并携手 Equity and Transformation (EAT) 推出社区经济和教育计划。

5 月 10 日,FTX.US 宣布在美国芝加哥建立总部,并推出社区试点计划。该计划一开始将为 100 个芝加哥家庭提供一个无须手续费的银行账户和金融卡、每月 500 美元的补助收入、投资工具,并提供财务教育。
FTX.US 的试点计划受到了非营利组织 Equity and Transformation (EAT) 的芝加哥未来基金 (The Chicago Future Funds) 的启发,同时也是该基金的补充计划。
EAT 是社区主导的非政府组织,成立于 2018 年,其使命是提升芝加哥黑人族群的经济收入。他们认为现在的系统让少数族群被排除在经济体系之外。而 EAT 的芝加哥未来基金现正在为芝加哥社区 West Garfield Park 的居民提供最低保证收入。
Richard Wallace, founder and executive director of EAT: "FTX's pilot scheme helps those who have been left out by the existing system and is one step closer to healing the rift in their communities."
此外,芝加哥市长 Lori Lightfoot 也推出了社区安全计划「Invest South/West」,该计划是美国最大的每月现金援助计划之一,共支持 5,000 个低收家庭,每月 500 美元,为期 12 个月。
Lori Lightfoot, Chicago's mayor, also praised FTX's plans: "FTX's pilot scheme ensures that residents from selected minority backgrounds have steady access to cash assistance, financial services and financial education. I am truly grateful to FTX and EAT for working together to make the post-COVID-19 recovery more equitable and inclusive."

芝加哥大学国家舆论中心发现,持有加密货币的人口中有 44% 是少数族群。亚裔、非裔、西班牙裔美国人都比白人更有可能参与加密市场。
这是因为在美国有一半的非裔美籍家庭没有银行,或是银行账户余额为零。这就产生了「替代金融服务」,其现产值已达 376 亿美元。而加密经济也有前例能替代金融服务,提供更多的金融包容性,这点也促成了 FTX 的试点计划。
据悉,FTX 现试点计划将利用 FTX 零手续费的银行账户,以及金融教育服务,帮助最开始的 100 个芝加哥家庭参与金融系统;未来则会在全美启动超过 90 个类似的计划。通过这种大规模为家庭提供金融包容性的示范,抛砖引玉,让更多人知道金融包容性是可行的。
FTX 将会邀请一位学术合作伙伴进行研究,了解每月 500 美元的保证收入和配套的教育及金融服务会对家庭的财务稳定性有什么影响。
Brett Harrison, president of FTX.us: "For FTX.us, it's a privilege to be in Chicago, a city that has long supported innovation in financial technology. That's why we're partnering with EAT to offer families in our communities $500 supplemental income, financial literacy education, and zero-fee financial accounts. We look forward to growing in Chicago, both as a company and to increasing financial inclusion in the city."
Concludes Samir Mayekar, Chicago's undersecretary for economic and community development"Chicago has been a hub for the fintech, cryptocurrency and blockchain industries over the past decade. These companies have also pledged that financial inclusion is possible. We thank FTX for supporting us and are delighted to have them in Chicago as part of this family."
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