Rhythm AMA | dialogue Furucombo Dinngo parent company CEO: now is the time to improve the financial system

2021年1月12日， Dinngo 的 CEO Hsuan-Ting 做客律动BlockBeats直播间，介绍了该公司旗下产品、交易挖矿项目 Furucombo 的发展情况以及未来计划。同时透露 Furucombo 正在与一家知名投资机构进行最后的投资程序，后续将公布给大家。

The following is the content of the AMA. Rhythm Blockbeats is as follows:

Rhythm Blockbeats: Can you briefly introduce yourself and Furucombo to the Rhythm fans? How does it work and what is its vision? Solve what problem?

Hsuan-Ting ：His name is Hsuan-ting, and he's the CEO of Dinngo, which has many different products, Furucombo is one of them. Dinngo has been around for six years, working on mobile payment systems in the United States for the first three years and focusing on decentralized financial services for the fourth year. Dinngo's Mission is to create a more efficient, open and secure financial system through new technology. The world's financial system has been out of step with the needs of today's users for decades, and we think now is a good time to start improving it.  

律动 BlockBeats：团队是如何接触到区块链和加密资产领域的？又是怎样产生的创立 Furucombo 的想法呢？

Hsuan-Ting：In 2013, I saw the price of 1 BTC on Coinbase was $1,000. I thought it must be a scam, but I still tried it and got the money. I thought it was not easy, but I still haven't read the white paper, which is different from most "enthusiasts". Ben went to work in a blockchain company in Taiwan after graduation from the graduate school. He was responsible for the development of technology products related to the underlying chain. Several members of the team were already writing smart contracts in their spare time, so they came to join us when they saw we were recruiting people.  

Furucombo is one of our products, which was created by internal hackathon in 2020/3. I did this at the beginning because I thought that trading on Defi usually requires switching between different websites and waiting for the transaction to be completed before continuing, and if it can be done at one time, it will be a very convenient experience, so I set about doing this experiment. The response on the web was so good that we started adding more features later, in part to meet the team's own trading needs.

律动 BlockBeats：因为有些使用过 Furucombo 的用户提到，使用 Furucombo 后的 Gas 费会比较高，您是否可以在这里向粉丝们解释一下原因呢。

Hsuan-Ting：It is an illusion that the gas fee for trading on Furucombo is higher, but it is not an illusion either. You the cost of the display is use of the protocol itself behind each cube they represent the costs of the execution of the aggregation, coupled with our contract to help you in each protocol between series execution cost (low) based on the above two points, gas looks will be higher than normal, but if you go to contrast each protocol implementation and execution with us, not too much difference & have spent

To put it simply, Furucombo acts as an agent. The amount of money that should have been done will not be less. The agent will also charge a sum of cost (it has not been charged yet, so it is the cost), which will add up to the gas fee we show to you.    

如果你调用了 Uniswap+Aave 这两家本来会跟你要的手续费我们也会找你收取的，额外加上 Furucombo 自己的 Proxy Contract 也会跟收取费用，但不是利润，现在只是手续工本费。

律动 BlockBeats：团队当前的投资机构有哪些？

Hsuan-Ting：我们目前的投资人有 SevenX、Defiance、1kx、Multicoin、DeFi Capital、BTC 12 Capital 跟 Aave Stani。这些投资者都是我们精心挑选的，能在各个方向给 Furucombo 本身加强优势，我们非常高兴能跟他们展开合作。 目前还有一家还在做最后的程序，大家一定都听过，敬请期待。

律动 BlockBeats：Back on October 13, 2020, Furucombo said the platform had traded more than $100 million. Now that other defi can see their platform data, how can users now get Furucombo's platform data?

Hsuan-Ting：We used to use Dune Analytics for the dashboard, but they didn't support Maker very well. Our traffic numbers were always lower than the actual numbers, so we ended up using our own dashboard. The current data source of the dashboard is a combination of the transaction content on Etherscan and the quotation of Coingecko. After the system automatically sorts out these data every day, we put them into 18 different Excel sheets for data cleaning, and finally send them to the Dashboard service for display.

Many people want to see the Furucombo transaction data in real time, we will rearrange the data stream and make the dashboard public as soon as possible.    

律动 BlockBeats：下面聊聊用户关心的代币问题吧。您能不能介绍一下 Furucombo 平台的 COMBO 代币的用处呢，让粉丝们了解一下代币是如何做到价值捕获的。

Hsuan-Ting： COMBO 代币在短期内会有几种用途： 

Vote: What features/protocols should be implemented next, concatenation, the percentage of charges on the platform, what the number should be, insurance details rules, etc.

Enable Premium Feature: Some new features and existing features will be given priority and free to those who hold Combo after opening Premium Feature.    

Profit sharing: just like corporate shares pay dividends;

Project Rewards: In the future, we will involve the community in doing more things, helping with new features, linking new protocols, managing communities, and writing instructional articles, all of which will be rewarded in the same way that a job would be rewarded with a paycheck.  

Since the mass governance of the aggregation platform is still in the initial stage, we welcome the whole community to give us suggestions and see how the COMBO token can be used. Maybe the most powerful idea will have a grant.    

And how do we do value capture: simply put, Furucombo V2 this year there will be a new feature called Pool Combo, you can imagine it into yVault or Harvest the financing strategy function, but faster on strategy (don't vote) and safer (strategies are not smart contract), in the Pool in the Combo of profits, 5% will be for the platform. The second place to charge is our premium feature. If we do not hold COMBO tokens, we will charge a monthly fee for each feature. The fees collected are expected to be distributed prorated to the token holders.    

律动 BlockBeats： 有社区用户表示，根据 Furucombo 最新发布的创新型代币分发里面提到的（插入链接），在本次交易挖矿结束后，后续代币分发由社区决定，那是否存在将代币销毁的可能性呢？或者团队进一步分发的设想呢？

Hsuan-Ting：We have considered token destruction, but we prefer to "buy back" instead of "destroy". As for the reason, you can refer to the concept of Placeholder in the paper, which is very close to what we think.Placeholder Partner: The token destruction model is outdated and DEFI needs a new solution"

律动 BlockBeats：社区都苦于 Gas 费很久了，有部分社区成员在思考，能不能为 COMBO 代币设计一个可以抵扣 Gas 的功能呢？

Hsuan-Ting：That's a great question. The biggest problem with trading on Ethereum right now is that the gas fee is often too high, but we think that in the future, whether there's Layer 2 or new blockchains starting to have the Defi ecosystem, the gas fee will be near zero or low enough to not be considered (otherwise it would be good to use a traditional financial system). Therefore, I am hesitating whether to spend time designing the function that COMBO can deduct the gas fee.   We tend to plan, but whether we actually do it will depend on Q3 when we start cascading new blockchains.

Of course, I'm looking forward to Furucombo's ability to save transaction fees.

律动 BlockBeats： 聊完代币与 Gas 的问题，我们讨论一下 Furucombo 平台未来的发展。随着更多的以太坊协议迁移到 L2 层，是否考虑过增加此类的协议交互。如果能把跨 L2 的协议也加入平台，可能也会为用户提供更多的便利。

Hsuan-Ting：Layer 2 is one of our key areas of development this year. Every large DeFi is moving to L2, and Furucombo is bound to make the DeFi protocol on L2 concatenated to maintain the existing composable features.   We have already started to discuss cooperation with various L2's and hope to directly provide an integrated solution for the new DEFI project, along with FuruCombo   That's equal to L2 on the street, which reduces the number of hours we work.    

律动 BlockBeats： 前不久 Multicoin Capital 管理合伙人 Tushar Jain 称，DeFi 在以太坊网络上已经有溢出效应，不仅限于 L2，也会向其他公链迁移。而 Furucombo 此前表示将构建一个能够跨链的 DeFi 门户，具体的细节能向我们介绍一下么？感觉将会开拓一个全新的市场。

Hsuan-Ting：跨链是我最爱的议题。除了 Furucombo 本身外，我们之前在做 Dinngo Exchange 时就也一起做了一个跨链解决方案叫 Portus，不过一直没机会上线测试。现在DeFi洪称这样，刚好可以拿出来试试看。回到跨链的问题，除了 L2，今年我们也会花不少时间看跨链，Ethereum 虽然很成功但越来越多新的区块链有着更好的效能，我们也已经看到许多 project 开始在不同的链上进行探索，甚至其他链有自己原生的 DeFi project（像是 Polkadot）。

我们希望最终达到的效果是用户可以持有任何他们喜欢的资产，来到 Furucombo 选择他们最喜欢的交易策略或基金经理人而不用担心背后所用到的服务是不是都在同一个区块链上（就像你现在上的任何网站背后可能都是不同的语言写出来的，但你不需要担心） 像是持有 Ethereum 上的 COMBO，可以送去 Binance Chain 上的 DEX add liquidity，最后再把 LP token 拿去 Polkadot 的借贷平台借出去，用同一种钱包、一个交易即可完成。  

律动 BlockBeats： Furucombo 的基金经理以及平台收费的计划也是用户关注的。我们有币 coin 这种现货/合约「跟单」平台，但 DeFi 领域还没有，如果推出这个功能，一定会造福很多小白用户。能不能给大家预先介绍一下呢？

Hsuan-Ting：This function is called Pool Combo, and the basic operation should be very similar to traditional tracking, but the efficiency of capital turnover and available choices will be much better than the traditional one (not only trading on exchanges, but also trading with other new service types, or even combined). In the financial world of the future, the line between the countries will be very fuzzy (see now DeFi project will know that, you may be used within a day of service from Europe and the United States finally back to Asia, so through Furucombo picked up after the service, you can find the latest and highest ROI around the world and the most competitive investment strategy, don't have to spend time with.    

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