Mainstream CEX USDT and USDC yield review: Binance USDT small-amount tier tops at 11.64%

BlockBeats news, November 13 - According to current mainstream CEX wealth management yield data, for USDT flexible savings, Binance offers 11.64% on the 0-1,000 USDT tier, with 3.64% on the excess; Bitget offers 11.22% on the 0-1,000 USDT tier, with 3.22% on the excess; OKX offers 2.96%, after deducting a 15% fee. HTX 7-day fixed-term offers 6%, with a quota of 0-10,000,000 USDT.

For USDC, Binance offers 9.24% on the 0-10,000 USDC tier, with 2.24% on the excess; Bitget offers 6.66% on the 0-300 USDC tier, with 1.44% on the excess; OKX offers 2.50%, after deducting a 15% fee. HTX 7-day fixed-term offers 6%, with a quota of 0-10,000,000 USDC.

Overall, among flexible products, Binance leads in yields for small-amount tiers of both USDT and USDC; platforms generally still adopt a mechanism of high yields on small amounts with reduced rates on excess. HTX offers 7-day fixed-term products, which differ in liquidity from flexible products. Before subscribing, pay attention to quota caps, interest calculation rules, fees, and real-time availability. The yields displayed on the page do not constitute investment advice.