Coinbase Unveils AiFi Framework: Advancing AI Agents for Autonomous Trading, Payments, and Asset Management

BlockBeats News, August 27th, Coinbase published an article introducing its "Agentic Finance" (AiFi) strategy, stating that AI agents are gradually becoming participants in economic activities. In the future, AI agents will not only be able to make decisions on behalf of users but will also need to have the ability to make payments, receive funds, hold assets, and transfer assets. Coinbase divides AiFi into "Agent Trading" and "Agent Business," believing that cryptocurrencies and stablecoins can provide 24/7, programmable, global, and low-cost financial infrastructure.

Coinbase stated that it has launched products such as Coinbase Advisor, Coinbase for Agents, x402, and Coinbase Business, providing investment management, trading, and machine-to-machine payment capabilities for AI agents. In particular, Coinbase for Agents can connect with AI tools such as MCP, Claude, ChatGPT, and Cursor, allowing users to set transaction goals, permissions, and safeguards for AI agents to autonomously execute transactions when conditions are met.

Coinbase also revealed that based on its open payment standard x402, it has processed over 205 million transactions to date, amounting to $53.1 million in transaction volume, covering 200,000 sellers, with transactions facilitated by Coinbase accounting for 67%. Coinbase stated that USDC currently represents 99% of on-chain agent business transaction volume, x402 accounts for 97% of agent finance protocol usage, and related activities mainly run on Base. Coinbase believes that AI agents will become a new economic participant, with cryptocurrencies providing a globally accessible, 24/7, and programmable financial infrastructure that traditional financial systems lack.