Mainstream CEX Stablecoin Yield Comparison: USDT Tier 1 up to 10%, USDC up to 8%

BlockBeats News, July 31st. According to mainstream CEX current savings/yield data compiled on July 30th, platforms such as HTX, Binance, OKX, Bitget, etc., continue to follow the structure of "high yield for small amounts, with diminishing returns for larger amounts" in stablecoin current savings. Among them, USDT and USDC stand out in the low amount yield category.

For USDT, the HTX 0-200 USDT bracket shows an annualized yield of 10%, which drops to 1.95% for amounts over 200 USDT; Bitget offers 6.42% for 0-300 USDT, reducing to 1.76% for excess; Binance provides 4.69% for 0-200 USDT, tapering to 1.69% for excess; OKX offers 1.65%.

Regarding USDC, HTX offers an annualized yield of 8% for 0-200 USDC, which decreases to 2.75% for amounts over 200 USDC; Binance provides 7.09% for 0-200 USDC, decreasing to 2.09% for excess; Bitget offers 6.66% for 0-300 USDC, reducing to 1.36% for excess; OKX offers 1.96%.

For other stablecoins, HTX's USDT VIP tier shows an annualized yield of 6%-9% for amounts ranging from 50,000 to 100,000; Bitget's USDT VIP 0-300,000 bracket offers 1.88%, reducing to 1.06% for excess. USDE's annualized yields on HTX, Binance, and Bitget are 5%/3%, 4.00%, 1.00% respectively; HTX offers 4.00% for USDD; Binance's U Product 0-8,000 tier shows an annualized yield of 8.55%, decreasing to 0.55% for excess.

Overall, the current high-yield stablecoin savings on mainstream CEX platforms are mainly concentrated in small amounts, with returns generally decreasing for larger funds. When comparing related products, users should also pay attention to the upper limit, interest calculation rules, platform-supported currencies, and real-time product availability. The above data shows displayed yields and does not constitute investment advice.