AILiquid Lending System In-Depth Analysis: Unleashing the Liquidity of Mainstream Assets for a Dual Upgrade in Fund Efficiency and Yield Experience

2025-08-06 12:00

Read this article in 8 Minutes

DeFi Lending to Enter a New Stage of "Intelligent + Efficient"

Source: AILiquid

In July 2025, the AI-driven on-chain derivatives platform AILiquid officially launched its mainstream coin lending system, supporting BTC, ETH, USDT, and the platform's native token CCC as collateral assets, providing up to a 95% loan-to-value ratio and a 0% interest rate mechanism.

This product design signifies a new era of "intelligence + efficiency" for DeFi lending and has become a key strategic pivot for AILiquid to strengthen its DeFi 3.0 trading ecosystem.

Key Product Highlights: Native Support for Mainstream Coins + Zero Interest Rate Loans + High Leverage

The AILiquid lending platform is based on a native integrated design with a matching engine, allowing users to perform a one-stop operation from collateralized borrowing to strategy deployment without switching between multiple interfaces.

The core advantages include:

· Native support for mainstream assets: Direct collateralized borrowing support for BTC, ETH, USDT, and CCC, eliminating the need for cross-bridge conversions and avoiding asset transfer losses.

· Up to a 95% loan-to-value ratio: Providing a lending leverage capacity well above the market average, unleashing the maximum capital potential.

· 0% interest rate structure: The borrowing process carries no additional interest burden, significantly reducing the cost of capital for strategists, liquidity providers, and individual users.

This design is not only attractive to high-frequency traders and capital strategists but also provides a lower entry barrier for ordinary users.

Multiple Value Injection: Efficiency, Convenience, and Returns Integrated

The launch of the AILiquid lending system is not just the opening of a single function but rather a comprehensive upgrade for users from capital efficiency to user experience:

① Maximizing Capital Efficiency

Through up to a 95% loan-to-value ratio and a zero-interest rate design, users can unlock idle assets and allocate them to trading or strategy mining, multiplying the efficiency of asset utilization.

② Enhanced User Experience

The integrated matching engine, lending logic, and AI strategy deployment form a closed-loop on-chain system, eliminating the need to switch to third-party protocols, enabling users to complete fund allocation and trade execution on a single platform.

③ Participation Incentive Synchronization

Staking is Equity, allowing users to synchronously enjoy the platform's ecosystem growth rewards and Vault profit sharing while engaging in lending activities, truly achieving participation equals rewards.

Staking Equals Yield: Mainstream Coins Such as BTC Can Earn Staking Rewards

Of particular note, the AILiquid lending system has also incorporated a "Staking Equals Yield" mechanism. When users collateralize assets such as BTC to borrow funds, these collateralized assets are not idle but are automatically entered into the platform's native staking module, continuously generating base rewards.

For example, if a user borrows using 1 BTC, they not only receive up to 0.95 BTC worth of usable liquidity for strategy deployment or trading but also earn daily staking interest from that 1 BTC itself. This "dual revenue path" greatly enhances asset compounding efficiency and represents an innovative breakthrough in the current on-chain lending market.

Connecting the Smart Trading Closed Loop, Empowering DeFi 3.0 Upgrade

AILiquid has integrated the lending function into its core system of "smart matching + strategy ecosystem + trading mining," providing a unified solution for users at different levels to access liquidity, leverage funds, and earn long-term holding rewards. This not only enhances user stickiness but also strengthens the platform's organic growth momentum.

In addition, lending assets in the future will also be deeply linked with AILiquid's trading mining mechanism, AI strategy library, and Vault profit-sharing model, creating an intelligent, composable, and structurally clear DeFi revenue network.

CCC Token Value Linkage, Building Platform Future Consensus

With the implementation of the lending function and the deepening of liquidity, the use cases of the platform's token CCC are expanding in sync. If lending users choose CCC as the collateral asset, they can not only receive a borrowing limit but also continuously enjoy benefits such as platform fee sharing, voting governance rights, and trading mining rewards.

Currently, CCC's price is maintaining steady growth, accompanying increases in TVL and trading volume, and its tokenomics model has entered a phase of "low inflation + high participation" value accumulation. The community also generally expects that CCC is likely to become one of the value-anchored assets in DeFi 3.0 after the full launch of platform functionalities.

Summary: AILiquid Connects Strategy Through Lending, Activates Revenue Through Assets, and Reshapes Experience Through Intelligence

The launch of the lending system is not only a significant advancement for AILiquid in terms of functionality but also a key step in its DeFi 3.0 grand strategy. By bridging the user's fund flow, simplifying the transaction interaction threshold, and enhancing the holding participation experience, AILiquid is painting a more intelligent, open, and sustainable panorama for on-chain derivative trading.

In the future, AILiquid will continue to open up stablecoin strategy pools, AI robo-advisor modules, cross-chain liquidity scheduling, and other functions to build a truly user-centric smart financial hub.