Mainstream CEX Stablecoin Flexible Savings Overview: HTX Offers Up to 10% on Small USDT Deposits, Bitget Reaches 7.96%

BlockBeats news, October 15th, according to the latest mainstream CEX stablecoin wealth management yield data, currently HTX, Binance, OKX, and Bitget's stablecoin flexible savings still primarily feature "small amounts with high yields, reduced tiers for excess amounts."

For USDT, HTX's 0-200 USDT tier shows an annualized rate of 10%, with 1.95% for excess amounts; Bitget's 0-300 USDT tier is 7.64%, with 2.98% for excess amounts; Binance's 0-500 USDT tier is 6.63%, with 2.63% for excess amounts; OKX is 2.34%.

For USDC, HTX's 0-200 USDC tier shows an annualized rate of 8%, with 2.75% for excess amounts; Bitget's 0-300 USDC tier is 6.66%, with 2.73% for excess amounts; Binance's yield structure has undergone significant adjustments, with the 0-10,000 USDC tier at 4.02% and 2.02% for excess amounts; OKX is 2.57%.

For other stablecoins, HTX's USDT SVIP tier shows an annualized rate of 6%-9%, applicable to amounts of 50,000-100,000; Binance's USDT SVIP is 2.6%-2.65%; Bitget's USDT SVIP 0-300,000 tier is 4%, with 2.88% for excess amounts. USDE's displayed annualized rates on HTX, Binance, and Bitget are 5%/3% tiered, 4.75%, and 1.00% respectively; HTX's USDD is 4.00%; the U coin on Binance's 0-8,000 tier is 5.75%, with 0.75% for excess amounts (down from the previous high-yield tier of 7.06%), HTX is 3.00%, and Bitget is 1.50%.

Overall, high yields remain concentrated in small-amount tiers, and annualized rates generally decline as fund sizes expand. When comparing products, users should also pay attention to tier caps, interest calculation rules, fees, and real-time availability. The above data represents page-displayed yields and does not constitute investment advice.