Mainstream CEX Stablecoin Flexible Savings Yield Overview: USDT Small-Deposit Tier Up to 10%, Bitget Reaches 6.64%

BlockBeats news, September 18 — According to the latest compiled data on stablecoin flexible savings/earn products across HTX, Binance, OKX, and Bitget, mainstream platforms still widely adopt a "small-amount high-yield, excess-tier downgrade" mechanism. The OKX yield rates in the table are displayed on a basis after deducting a 15% fee.

For USDT, HTX's 0-200 USDT tier shows an annualized rate of 10%, dropping to 1.95% beyond that; Bitget's 0-300 USDT tier is 6.64%, dropping to 1.98% beyond that; Binance's 0-800 USDT tier is 6.27%, dropping to 2.27% beyond that; OKX is 2.45%.

For USDC, HTX's 0-200 USDC tier shows an annualized rate of 8%, dropping to 2.75% beyond that; Binance's 0-300 USDC tier is 7.46%, dropping to 2.46% beyond that; Bitget's 0-300 USDC tier is 6.66%, dropping to 1.72% beyond that; OKX is 2.3%.

For other stablecoins, HTX's USDT VIP tier shows an annualized rate of 6%-9%, applicable to amounts of 50,000-100,000; Binance's USDT VIP is 2.6%-2.65%; Bitget's USDT VIP 0-300,000 tier is 2.88%, dropping to 1.88% beyond that.

USDE shows annualized rates of 5%/3% in tiers on HTX, 4.75% on Binance, and 2.74% on Bitget; HTX's USDD is 4.00%; Binance's U product 0-5,000 tier shows an annualized rate of 6.66%, dropping to 0.66% beyond that; Bitget's U is 1.50%.

Overall, high yields remain concentrated in small-amount tiers, with annualized rates generally declining as capital scale increases. When comparing products, users should also pay attention to tier caps, interest calculation rules, fees, and real-time availability. The above data represents page-displayed yield rates and does not constitute investment advice.