Ant Financial Unveils Financial Model: Capable of Checking Annual Reports, Conducting Valuation, Handling 5000+ Excel Formulas, to be Open Sourced Next Week

Perceive Beating AI News Flash: AntAI (Inclusion AI) has launched the financial model Ling-3.0-flash-Fin, specifically designed to enhance real-world financial tasks. Built upon Ling-3.0-flash, it retains its 1.24 trillion total parameters, around 5.1 billion activation parameters, but now includes financial data training and tool invocation optimization. It can conduct data research, read annual reports, perform investment research and valuation, and even directly handle Excel financial models. The official announcement states that the model weights will be open-sourced next week.

In an official demo, it directly processed a Google Q2 2026 financial spreadsheet. The file consisted of 7 sheets and over 5,000 formulas. The model was able to update real data, adjust formulas, refresh cross-sheet references, and charts. In another task, it made 23 consecutive tool calls to find historical disclosures of Google's monthly Token usage, validating the sources, dates, and statistical criteria.

The official team also subjected it to 9 sets of financial-related evaluations, comparing it with models such as GPT-5.6-Sol, Claude Opus 5, Gemini 3.7 Flash, Kimi K3, among others. While it did not top every category, it has already surpassed some flagship models in tasks like Finance Agent. In terms of general capabilities, the official statement mentions that its AA Intelligence Index score has increased from 38 in the base version to 41.

The model is now available for free use on OpenRouter and Vercel AI Gateway.