Mainstream CEX Stablecoin Yield Comparison: USDT Tier 1 up to 10%, USDC up to 8%

BlockBeats News, August 7th. According to the latest compiled data on mainstream CEX flexible savings/yield farming, platforms such as HTX, Binance, OKX, Bitget, and others continue to have a stablecoin flexible savings structure characterized by "high returns for small amounts and reduced rates for larger amounts." Among them, USDT and USDC stand out in the low amount tier.

Regarding USDT, in the 0-200 USDT tier, HTX displays an annualized yield of up to 10%, which drops to 1.95% for amounts over 200 USDT; Bitget offers 6.30% for 0-300 USDT, reducing to 1.64% for higher amounts; Binance provides 4.63% for 0-200 USDT, dropping to 1.63% for excess amounts; OKX offers 2.24%.

As for USDC, in the 0-200 USDC tier, HTX offers an annualized yield of 8%, which decreases to 2.75% for amounts over 200 USDC; Bitget provides 6.66% for 0-300 USDC, reducing to 1.36% for higher amounts; OKX offers 2.46%; Binance offers 1.96%.

For other stablecoins, HTX's USDT VIP tier offers an annualized yield of 6%-9% with an applicable range of 50,000-100,000; Bitget's USDT VIP 0-300,000 tier is at 2.68%, which decreases to 2.36% for excess amounts. USDE's annualized yield on HTX and Bitget is at 5%/3% tiered, and 1.00%, respectively; HTX's USDD is at 4.00%; Binance's U Product tier 0-8,000 offers an annualized yield of 8.57%, decreasing to 0.57% for excess amounts.

Overall, the current high returns on stablecoin flexible savings in mainstream CEX platforms are still primarily concentrated in small amounts, with rates generally decreasing for larger funds. When comparing related products, users should pay attention not only to the nominal annualized yield but also to the cap limits, interest calculation rules, supported currencies on the platform, and real-time availability of products. The above data represents displayed APY and does not constitute investment advice.