Mainstream CEX Stablecoin Yield Comparison: USDT Small Tier Yield Reaches Up to 10%

BlockBeats News, July 17th, the latest compiled mainstream CEX flexible savings/yield data shows that HTX, Binance, OKX, Bitget, and other platforms have different stablecoin flexible savings interest rates, and most products adopt a "high yield for small amounts, tiered interest rate reduction for excess amounts" layered interest calculation model.

Among them, in terms of USDT products, for the 0–200 USDT tier, HTX has the highest annualized yield at 10%; Bitget's 0–300 USDT tier is at 6.24%; Binance's 0–200 USDT tier is at 4.55%; OKX is at 1.62%. Once the corresponding threshold is exceeded, HTX, Binance, and Bitget's annualized yields drop to 1.95%, 1.55%, and 1.58%, respectively.

As for USDC products, for the 0–200 USDC tier, HTX's annualized yield is 8%; Bitget's 0–300 USDC tier is at 6.66%; Binance's 0–200 USDC tier is at 6.69%; OKX is at 1.78%. Once the corresponding threshold is exceeded, HTX, Binance, and Bitget drop to 2.75%, 1.69%, and 1.36%, respectively. In addition, HTX, Binance, Bitget provide USDE flexible savings products with annualized yields of 5% (0-1000 tier) / 3% (>1000 tier), 3.75%, 3.70%; USDD flexible savings products are currently only offered by HTX, with an annualized yield of 4.00%. There is also the U product, with Binance's 0-10,000 tier having an annualized yield of 8.54%, and HTX at 3.00%.

Overall, the high yields of current CEX stablecoin flexible savings products are mostly concentrated in small amount tiers, and the yield significantly drops for large funds. When comparing products, users should pay attention to not only the nominal annualized rate but also the maximum threshold, supported assets, platform rules, and product availability.

Note: This data is compiled from various CEX official public pages and is for informational purposes only. This data does not constitute any investment advice.