JPMorgan Chase Tests AI Investment Brain, Able to Autonomously Adjust Stock-Bond Allocation

BlockBeats News, July 11th, JPMorgan is testing an AI agent that can autonomously adjust the stock and bond investment ratio to dynamically rebalance the portfolio according to changing market conditions.

The test results show that in a 20-year historical backtest, the best-performing AI model had an annualized return rate 0.7 percentage points higher than the traditional "60/40" stock-bond portfolio, while also exhibiting lower volatility. All 8 AI agents tested by JPMorgan achieved higher risk-adjusted returns.

However, JPMorgan stated that the results are still based on simulated testing and do not reflect actual investment performance. The bank also warned that widespread AI adoption could lead to strategy convergence, increase market crowded trades, and amplify market volatility under stress scenarios.