According to Dongcha Beating monitoring, Alipay has officially announced the launch of AI Alipay and initiated the public beta testing, confirming the previously exposed "Treasure Plan" for in-app transformation. The new version introduces an AI assistant named "A-Bao," allowing users to switch to a conversational interface by swiping right on the classic interface. The new interface is centered around dialogue boxes and asset pages, with entrances reserved for high-frequency functions such as QR code scanning and money transfer, supporting switching between the old and new versions.
The new version marks Alipay's shift from a "display-style" to a "conversation-style" user experience. The core feature "Dialogue as Service" can automatically match mini-programs and directly present the business operation interface. Currently, the adaptive services have reached tens of thousands, covering scenarios such as government services, transportation, and daily life. To facilitate the public beta testing, the official announcement provided 100 invitation codes and mentioned that users may receive more invitation codes to share through interaction with the assistant.
In terms of security and ecosystem, Alipay emphasizes that the assistant "only runs errands, not money," and the ultimate confirmation authority regarding payments and fund transfers still belongs to the user, maintaining a compensation mechanism of "if you dare to pay, I dare to compensate." At the same time, the platform announced the full opening of service entrances, welcoming third-party merchants and developers to integrate.
