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SBF: The biggest issue facing cryptocurrency is whether AI will adopt it as a payment method

BlockBeats News, February 27th, FTX founder SBF posted on social media, stating, "The biggest problem facing cryptocurrency is: Will artificial intelligence use it? Suppose a ChatGPT instance or Claude needs more computing power, will it pay through bank transfer, credit card, or use cryptocurrency. The traditional financial system has a natural barrier in AI payments—AI has no passport, address, social security number, or even a name, making it unable to complete the KYC (Know Your Customer) process. In contrast, cryptocurrency is inherently digital, permissionless, and AI can directly access the blockchain, making it more suitable as a means of AI payment."


Another possibility is the 'agency model': each AI is considered an agent of a person, with that person completing KYC and being responsible for the AI's actions. This model also presents legal challenges, specifically, who will be liable for the AI's actions. Regardless of the approach taken, integrating AI with the transaction and payment system will require a significant amount of work, either built on a native digital and cryptocurrency foundation or relying on human 'owners' to manage the AI's financial activities.


Whichever path is chosen, some work is needed to connect the world of AI with the world of transactions and payments. Either this work is inherently digital and cryptocurrency-based, or it relies on human 'owners' of AI. The direction of this development has a significant impact on the entire world. One of them is the future of cryptocurrency."

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