BlackRock: The development of technologies such as digital currencies, tokenization of assets, and AI will promote changes in financial architecture.

BlockBeats reported on October 30th that BlackRock released a research brief titled "The Future of Finance" on its official website. The report stated that regulatory changes, changes in financial architecture, the end of zero interest rates, and technological innovation are changing the deposit and credit markets and disrupting business models. American banks can no longer rely on deposits as a cheap source of funds, and they will control loans, so companies may turn to capital markets, private lending institutions, and other sources of credit. The report believes that these changes are beneficial to depositors, diversify financing for borrowers, create a more stable system, and open up potential investment opportunities. As banks and other financial institutions innovate, regulations develop, and technologies such as payments, digital currency, asset tokenization, and artificial intelligence develop, the evolution of the financial system will accelerate further.